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Terms of Service:

Disclaimers, Rules, and Regulations

For RISK ADMINISTRATION MANAGEMENT, INC. Internet World Wide Web Site

RISK ADMINISTRATION MANAGEMENT, INC., ITS SUBSIDIARIES AND AFFILIATES REQUIRE THAT ALL THE VISITORS TO OUR SITE ON THE WORLD WIDE WEB (THE "SITE") ADHERE TO THE FOLLOWING RULES AND REGULATIONS. BY ACCESSING THE SITE YOU INDICATE YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS AND CONDITIONS.

LAWS AND REGULATIONS
USER ACCESS TO AND USE OF THE SITE IS SUBJECT TO ALL APPLICABLE INTERNATIONAL, FEDERAL, STATE AND LOCAL LAWS AND REGULATIONS.

COPYRIGHT
ALL INFORMATION WITHIN THIS SITE IS COPYRIGHTED AND MAY NOT BE USED OR DUPLICATED WITHOUT THE EXPRESSED WRITTEN PERMISSION OF RISK ADMINISTRATION MANAGEMENT, INC

CONFIDENTIALITY OF USER COMMUNICATIONS

EXCEPT AS REQUIRED BY LAW AND IN ACCORDANCE WITH THE RISK ADMINISTRATION MANAGEMENT, INC. INTERNET PRIVACY STATEMENT, [VIEW RISK ADMINISTRATION MANAGEMENT, INC. INTERNET PRIVACY STATEMENT ]. RISK ADMINISTRATION MANAGEMENT, INC. WILL MAINTAIN THE CONFIDENTIALITY OF ALL USER COMMUNICATIONS WHICH CONTAIN PERSONAL USER INFORMATION AND WHICH ARE TRANSMITTED DIRECTLY TO RISK ADMINISTRATION MANAGEMENT, INC. POSTINGS BY A USER ON ANY MESSAGE BOARD WILL NOT BE PROTECTED AS CONFIDENTIAL AND RISK ADMINISTRATION MANAGEMENT, INC. MAY USE AND PROVIDE INFORMATION CONTAINED IN ANY SUCH POSTINGS (INCLUDING ANY IDEAS, CONCEPTS, KNOW-HOW OR OTHER INTELLECTUAL PROPERTY) TO ANY OF ITS PARENT COMPANY, SUBSIDIARIES AND AFFILIATES FOR ANY PURPOSE WHATSOEVER AND AS DEEMED APPROPRIATE BY RISK ADMINISTRATION MANAGEMENT, INC.
USER SHOULD BE AWARE THAT LINKED SITES MAY CONTAIN CONFIDENTIALITY PROVISIONS THAT DIFFER FROM THE PROVISIONS PROVIDED HEREIN. RISK ADMINISTRATION MANAGEMENT, INC. IS NOT RESPONSIBLE FOR SUCH PROVISIONS, AND EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY RELATED TO SUCH PROVISIONS

LIMITATION OF LIABILITY FOR USE OF THE SITE AND LINKED SITES
THE INFORMATION, PRODUCTS AND DESCRIPTIONS OF SERVICES PUBLISHED ON THE SITE OR A LINKED SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND RISK ADMINISTRATION MANAGEMENT, INC. SPECIFICALLY DISCLAIMS ANY LIABILITY FOR SUCH INACCURACIES OR ERRORS. RISK ADMINISTRATION MANAGEMENT, INC. DOES NOT WARRANT OR REPRESENT THAT THE CONTENT ON THE SITE IS COMPLETE OR UP-TO-DATE. RISK ADMINISTRATION MANAGEMENT, INC. IS UNDER NO OBLIGATION TO UPDATE ANY CONTENT ON THE SITE. RISK ADMINISTRATION MANAGEMENT, INC. MAY CHANGE THE CONTENT ON THE SITE AT ANY TIME WITHOUT NOTICE. RISK ADMINISTRATION MANAGEMENT, INC. MAY MAKE IMPROVEMENTS OR CHANGES TO THE SITE AT ANY TIME.

YOU AGREE THAT RISK ADMINISTRATION MANAGEMENT, INC., ITS AFFILIATES AND ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS WILL NOT BE LIABLE, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, FOR ANY INDIRECT, PUNITIVE, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES (INCLUDING WITHOUT LIMITATION LOST PROFITS, COST OF PROCURING SUBSTITUTE SERVICE OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SITE OR A LINKED SITE, OR WITH THE DELAY OR INABILITY TO USE THE SITE OR A LINKED SITE, EVEN IF RISK ADMINISTRATION MANAGEMENT, INC. IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT A USER'S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT PROBLEMS (E.G., YOU CANNOT ACCESS YOUR INTERNET SERVICE PROVIDER), UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE. RISK ADMINISTRATION MANAGEMENT, INC. CANNOT AND DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE WEB SITE.

COMMUNICATIONS
COMMUNICATIONS OR MATERIALS TRANSMITTED TO THIS SITE BY ELECTRONIC MAIL OR OTHERWISE, INCLUDING ANY DATA, QUESTIONS, COMMENTS, SUGGESTIONS OR THE LIKE IS, AND WILL BE TREATED AS, NON-CONFIDENTIAL AND NON-PROPRIETARY. RISK ADMINISTRATION MANAGEMENT, INC. MAY USE ANYTHING POSTED FOR ANY PURPOSE, INCLUDING BUT NOT LIMITED TO, REPRODUCTION, DISCLOSURE, TRANSMISSION, PUBLICATION BROADCAST AND POSTING. FURTHERMORE, RISK ADMINISTRATION MANAGEMENT, INC. IS FREE TO USE ANY IDEAS, CONCEPTS, KNOW-HOW OR TECHNIQUES CONTAINED IN ANY COMMUNICATION YOU SEND FOR ANY PURPOSE WHATSOEVER, INCLUDING, BUT NOT LIMITED TO DEVELOPING, MANUFACTURING AND MARKETING PRODUCTS USING SUCH INFORMATION.

TRADEMARKS
TRADEMARKS, LOGOS AND SERVICE MARKS DISPLAYED ON THIS SITE ARE BOTH REGISTERED AND UNREGISTERED TRADEMARKS OF RISK ADMINISTRATION MANAGEMENT, INC. NOTHING CONTAINED IN THIS SITE SHALL BE CONSTRUED AS GRANTING, BY IMPLICATION, ESTOPPELS OR OTHERWISE, ANY LICENSE OR RIGHT TO USE ANY TRADEMARK DISPLAYED ON THIS SITE WITHOUT THE WRITTEN PERMISSION OF RISK ADMINISTRATION MANAGEMENT, INC. USES OF THE TRADEMARKS DISPLAYED ON THIS SITE ARE STRICTLY PROHIBITED. RISK ADMINISTRATION MANAGEMENT, INC. WILL ENFORCE ITS INTELLECTUAL PROPERTY RIGHTS TO THE FULLEST EXTENT OF THE LAW, INCLUDING THE SEEKING OF CRIMINAL PROSECUTION.

HYPERLINKS
THIS SITE MAY PROVIDE A LINK TO OTHER SITES BY ALLOWING THE USER TO LEAVE THIS SITE TO ACCESS THIRD-PARTY MATERIAL OR BY BRINGING THE THIRD-PARTY MATERIAL INTO THIS SITE VIA "INVERSE" HYPERLINKS AND FRAMING TECHNOLOGY (A "LINKED SITE"). RISK ADMINISTRATION MANAGEMENT, INC. HAS NO DISCRETION TO ALTER, UPDATE, OR CONTROL THE CONTENT ON A LINKED SITE. THE FACT THAT RISK ADMINISTRATION MANAGEMENT, INC. HAS PROVIDED A LINK TO A SITE IS NOT AN ENDORSEMENT, AUTHORIZATION, SPONSORSHIP, OR AFFILIATION WITH RESPECT TO SUCH SITE, ITS OWNERS, OR ITS PROVIDERS. THERE ARE INHERENT RISKS IN RELYING UPON USING, OR RETRIEVING ANY INFORMATION FOUND ON THE INTERNET, AND RISK ADMINISTRATION MANAGEMENT, INC. URGES YOU TO MAKE SURE YOU UNDERSTAND THESE RISKS BEFORE RELYING UPON, USING, OR RETRIEVING ANY SUCH INFORMATION ON A LINKED SITE.

REVISION
RISK ADMINISTRATION MANAGEMENT, INC. MAY AT ANY TIME REVISE THESE TERMS AND CONDITIONS BY UPDATING THIS INFORMATION. YOU ARE BOUND BY ANY SUCH REVISIONS AND SHOULD, THEREFORE, PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.

SECURITY
NO STATEMENT ON THIS SITE SHALL BE DEEMED TO CONSTITUTE THE OFFER OR SALE OF ANY SECURITY. THE OFFER AND SALE OF ANY RISK ADMINISTRATION MANAGEMENT, INC. SECURITY WILL BE MADE SOLELY PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT FILED WITH THE SECURITIES AND EXCHANGE COMMISSION IN ACCORDANCE WITH THE SECURITIES ACT OF 1933, AS AMENDED, AND THE RULES AND REGULATION PROMULGATED THERE UNDER.

CHANGES TO RULES AND REGULATIONS
RISK ADMINISTRATION MANAGEMENT, INC. RESERVES THE RIGHT TO REVISE THESE RULES AND REGULATIONS AT ANY TIME AND USERS ARE DEEMED TO BE APPRISED OF AND BOUND BY ANY CHANGES TO THESE RULES AND REGULATIONS.

VIOLATIONS OF RULES AND REGULATIONS
RISK ADMINISTRATION MANAGEMENT, INC. RESERVES THE RIGHT TO SEEK ALL REMEDIES AVAILABLE AT LAW AND IN EQUITY FOR VIOLATIONS OF THESE RULES AND REGULATIONS, INCLUDING THE RIGHT TO BLOCK ACCESS FROM A PARTICULAR INTERNET ADDRESS TO THE SITE.

ACCESS TO PASSWORD PROTECTED/SECURE AREAS
ACCESS TO AND USE OF PASSWORD PROTECTED AND/OR SECURE AREAS OF THE SITE IS RESTRICTED TO AUTHORIZED USERS ONLY. UNAUTHORIZED INDIVIDUALS ATTEMPTING TO ACCESS THESE AREAS OF THE SITE MAY BE SUBJECT TO PROSECUTION.

USE OF "COOKIE" FILE FEATURES
RISK ADMINISTRATION MANAGEMENT, INC. RESERVES THE RIGHT TO STORE INFORMATION ON A USER'S COMPUTER IN THE FORM OF A "COOKIE" OR SIMILAR FILE FOR PURPOSES OF MODIFYING THE SITE TO REFLECT USERS' PREFERENCES. THE RISK ADMINISTRATION MANAGEMENT, INC. INTERNET PRIVACY STATEMENT PROVIDES ADDITIONAL INFORMATION REGARDING RISK ADMINISTRATION MANAGEMENT, INC.'S USE OF COOKIES AS WELL AS PROCEDURES FOR DISABLING COOKIES.

 

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